Sometimes you have to do things you don’t want to do. Sacrifices are a part of life. But some sacrifices are worth more than others. Especially when it comes to saving money. There are 3 things that you more than likely will not like sacrificing. However, you will like the …
Read MoreGoing back to college after a fun summer break is hard enough already. Don’t make things more painful by spending all of your money on school supplies. Follow these 5 ways to save cash. Ask certain retailers and companies about back to school discounts. Don’t be fooled by “dorm-specific” items. …
Read MoreMore and more workers are turning to the gig economy rather than seeking employment with a business or large company. You can be successful in the gig economy by following 4 simple tips. Use percentage “buckets” for managing your budget: 50/30/20 for basic needs, entertainment, and savings. Decide how much …
Read MoreIt’s very easy to immediately spend your paycheck once you see it deposited into your bank account. Make sure you use your money wisely by avoiding these 5 simple things. Avoid losing sight of your money. Always keep track of where your money is going. Avoid shopping while feeling emotional. …
Read MoreGetting laid off is not something you wake up expecting on any given day. It brings feelings of anxiety and uncertainty. There are practical ways that you can tackle your personal finances during your time of unemployment. Buy some time from creditors and only pay the minimum amount in order …
Read MoreAlthough debt can seem debilitating, there are ways that you can discover extra money to put toward paying it off. Limit yourself to a certain amount of spending per week. At the beginning of each week visit an ATM and withdraw only the amount you’ll need that week. When the …
Read MoreSometimes you need help in handling your personal finances, but a financial advisor is too expensive. Check out the following 3 books on personal finances to help you gain control. The Total Money Makeover by Dave Ramsey is a direct, no-punches-pulled approach to financial freedom. Ramsey presents the real truth …
Read MoreNas and Will Smith, along with 11 other individuals, have invested in Step, a startup company that is developing a financial literacy app for teenagers. Founder and CEO of Step, CJ MacDonald believes that schools don’t teach kids about money. He wants to teach them fiscal responsibility in a very intuitive way. …
Read MoreFinding ways to cut down on spending can help you save more money than you may think. You’d be amazed at what you spend on unnecessary things. Look into gym, magazine, streaming and food subscriptions that you are no longer utilizing and cancel them in order to save some cash …
Read MoreBeing badly injured or having to visit the hospital for surgery can often be painful. Add your medical bills on top of that, and you’ll be really hurting. You can slowly begin to chip away at your medical bills by following 3 steps: 1) determine what you can pay, 2) …
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